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- Apply, upload documents, and get pre-approved for a Title Loan fully online with Presto.
- Arizona law still requires one brief in-person step to finalize the lien on your vehicle title.
- Presto streamlines the process with digital applications, clear updates, and fast handoffs.
- Borrowers enjoy 24/7 access, no long waits, and full loan terms before visiting in person.
With so many services going fully digital, it makes sense that borrowers expect online Title Loans with no store visit to be readily available.
While many lenders advertise fully digital experiences, the reality in Arizona includes one small in-person requirement: the filing of the lien on the title. This step finalizes the loan and ensures everything is secure, verified, and binding.
But don’t worry: Presto has designed the rest of the process to be fast, digital, and user-friendly. In this post, we’ll break down exactly what you can do online, what still requires a quick visit, and how our team makes the transition from digital to in-person seamless.
What ‘Completely Online’ Means in the World of Title Loans
The phrase “completely Online Title Loans” may sound like you’ll never need to leave your couch. And while we’ve built our process to come as close as possible, Arizona regulations still require one final in-person step to complete your loan.
Presto’s philosophy is simple: digitize everything that can be handled remotely and make the in-person part as fast and easy as possible. That means no repeating steps, no paper-heavy processing, and no guessing about what’s next.
You’ll do 95% of the process from your phone, laptop, or computer. After that, only one small final step will be needed in person to finalize your title. The good news is that you already know all your loan terms and the documents are signed before you ever leave your house.
What You Can Do Completely Online With Presto
You can make real progress without leaving home. Here’s what happens fully online:
- Apply: Use our mobile-optimized application to share your vehicle photos or video (if required), including year, make, model, and VIN. Most people finish in minutes.
- Upload Documents: Submit your driver’s license, vehicle registration or title if you have it, and documentation showing your income.
- Get Pre-Approved: You’ll receive a pre-approval quickly.
- Communicate With Our Team: Got a question? Our support team is available by phone, email, or SMS, whichever works best for you.
What Still Requires an In-Person Step (and Why)
We keep it as online as possible, but a few parts of the loan still need a quick in-person check.
- Title Transfer: This is the last key step that your Title Loan requires. A lien must be placed on your vehicle title record with MVD.
- Identity & Vehicle Verification (if needed): In rare cases, our team may ask to confirm ownership or inspect the vehicle briefly. This usually takes just a few minutes.
- Final Signature or Notarization: Depending on your location, this can be done at a Presto store, an express partner, state MVD office, or a Third-Party MVD Service provider. Either way, it’s a fast wrap-up to complete the process.
How Presto Makes the Hybrid Experience Seamless
We know your time matters. That’s why we’ve built a smooth transition from digital to in-person with no unnecessary delays.
- Multiple locations and express partners across Arizona
- In-and-out title handoffs with no duplicate paperwork
- Coordinated steps between your online application and your final loan documents
Our team is trained to pick up where the digital process ends and smoothly carry you through the final steps.
What Borrowers Love About the Online Process
Borrowers tell us they appreciate the flexibility of applying on their schedule from anywhere. And they know exactly what the terms of their loan are before they ever leave their home.
- No long waits in a store lobby
- 24/7 application access from your phone or laptop to get your loan started
- Clear updates and next steps through digital channels
You stay in control, and we stay ready to help.
Your Loan, Your Way
Presto offers completely Online Title Loans as far as Arizona rules and regulations allow. While a brief stop is still required to transfer your title, everything else — from applying to getting pre-approved — can be done wherever you’re most comfortable. You’ll also find helpful answers along the way if anything comes up during the process, especially for first-time borrowers who are learning the process.
Start your online application today and finish fast with Presto.