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Do You Have Bad Credit? Presto Can Help.

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  • Up to 50%
    Lower Rates
  • 40% Lower
    Payments
  • Bad Credit?
    No Problem
  • Loans from
    $200-$100,000

Loans for People with Bad Credit

Struggling with bad credit or no credit and need a cash loan fast? Life throws all types of challenges at you, whether it be rent, medical bills, car repairs, or just making ends meet. A low credit score can make getting a traditional loan feel out of reach. That’s where Presto can help with a low cost Title Loan. We are here to help you unlock the equity in your vehicle and get the money you need, regardless of your credit history. Let’s explore how easy it is to get a title loan from Presto, even when you have bad credit or no credit.

Beyond the credit benefits, securing a title loan provides immediate financial relief without the long waiting periods or strict requirements of traditional bank loans. For those with bad credit, accessing emergency funds can be challenging, but a title loan allows borrowers to tap into the equity of their vehicle quickly and conveniently. Unlike other types of loans that may require extensive paperwork or high credit scores, a title loan provides a straightforward solution with flexible repayment options. Plus, since borrowers can continue using their vehicle during the loan term, they don’t have to sacrifice daily transportation while getting their finances back on track. By choosing a reputable lender like Presto Title Loans, borrowers not only gain access to fast cash but also a financial tool that, when managed responsibly, can help pave the way to a stronger financial future.

Title Loan Process

Getting a Title with Presto is FAST and SIMPLE! 

All you need to have is a paid for motor vehicle, photo ID, and your vehicle registration or certificate of title.  
Just follow the FIVE SIMPLE STEPS below:

1. Get Started Online or In-Store
Fill out a quick application online or visit one of our convenient store locations.
Bring your vehicle to us for a quick inspection. We’ll determine its value based on factors like make, model, year, and condition.
Our fast loan process is easy and approval takes as little as 15 minutes.
Sign your loan documents and walk away with a check or have the money instantly deposited into your bank account.

With Presto’s low Title Loan rates, your monthly payments will be less than other title lenders which means your loan will be paid off faster and you will save thousands of dollars.

What Types of Motor Vehicles Qualify for Title Loans?

Title Loans aren’t just limited to cars. If you own any of the following vehicles with a clear title, you may be eligible for a loan:

  • Car Title Loans
  • Truck Title Loans
  • SUV Title Loans
  • Motorcycle Title Loans
  • RV Title Loans
  • Semi-Truck Title Loans
  • ATV Title Loans
  • Commercial Vehicles

No matter what type of vehicle you own, you can turn it into immediate cash by simply bringing your vehicle, photo ID, and registration or title to any of our Presto Title Loan locations.

Advantages of Title Loans

Title Loans offer several benefits, making them an ideal solution for individuals in need of quick cash. Here are some advantages:

  • Fast Approval: Get approved in as little as 15 minutes.
  • Bad Credit or No Credit Not a Problem: We accept customers with all types of credit.
  • Keep Driving Your Vehicle: You keep full use of your car during the loan term.
  • Flexible Loan Amounts: Borrow from as little as $200 to as much as $100,000, depending on your vehicle’s value and what you can afford.
  • Simple Requirements: All you need is a paid-for motor vehicle, photo ID and your registration or title.


Why Choose Presto For Your Title Loan?

Up to 50% Lower Rates

40% Lower Payments

Pay Your Loan Off Faster

Bad Credit? No Problem!

Loans from $200-$100,000

Credit Reporting to Help 
Build Your Credit

What Our Customers are Saying

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Title Loan Frequently Asked Questions

Can I get a Title Loan if my title has multiple owners?
Yes, but all owners might have to sign the certificate of title depending upon how the owner are listed.
If you owe money on your vehicle, we may be able to refinance your current loan with a Title Loan Buy Out from Presto.
Approval will depend on the terms of your bankruptcy.
Yes, if you have another vehicle in your name.
No, leased vehicles are not eligible for Title Loans.
Yes, salvage titles still qualify, but the amount of the loan is still subject to the inspection of your vehicle.
Yes, we offer loans on all these vehicles, but terms and conditions may vary.
No, we must either see the vehicle either in person at a Presto store location, at one of our statewide Express locations or in special situations online through photos submitted digitally.
Yes, if the other vehicle qualifies for the amount you owe on your current loan.
Yes, subject to going through the application and approval process.
You are responsible for providing us with your new address and any change in your contact information.
Yes, if each vehicle has a free and clear title.

Flexible Options to Manage Your Account and Make Payments

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