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Looking for an 
Auto Title Loan 
with No Income?

Approval in as fast as 15 minutes 

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  • Up to 50%
    Lower Rates
  • 40% Lower
    Payments
  • Bad Credit?
    No Problem
  • Loans from
    $200-$100,000

Can I get a title loan with no income?

At Presto, you can get an auto title loan without proof of employment!  Although most people think they have to produce a paystub to get a loan, that’s not true with Presto Title Loans. How can we give a car title loan to someone with no job?  Easy, just because an individual doesn’t have a job doesn’t mean they don’t have income coming into their household by other means.

What can I use as proof of income to get approved for my title loan?

Not everyone has a traditional job that allows them to prove they are making money with a paystub. Because of this, we are flexible in the proof of income options that we offer. At Presto Title Loans, we accept the following sources of income:

Self-employed

You could be a gig worker or own a business that does drywall, masonry, landscaping, handyman, uber\lyft, driver, or other service work, we can help you. There are many ways to document your income if you are self-employed or a gig worker.  We will work with you to find an easy way for us to calculate your income.

Cash Income

That means you are being compensated in cash for work done or services rendered.  There are still many ways for us to confirm that you have a source of income.  For example we may be able to use your bank statements as a way to document your income.  At Presto Title Loans we will work with you to understand how you receive your compensation and pick a repayment schedule to fit your budget.

Social Security Benefits

These can also serve as a proof of income when applying for a car title loan at Presto. Social security benefits are funds you start to receive upon retirement from the state and/ or from a pension plan you had through a previous job. Presto will accept your benefit statements as a source of income.

Annuities

This is another easy-to-verify source of income that can qualify you for a title loan.  Annuities are funds that produce a steady income for a fixed period.  Very often, these funds are used for retirement, just like social security benefits.

Inheritance or Trust Fund

This source of income usually comes after the death of a family member. If you receive funds from either of these sources, they can be considered a regular source of income that can qualify you for a vehicle title loan with no job.

Court-ordered Settlement

Often from a lawsuit, the money you receive is distributed into regularly scheduled payments. If you receive money paid through these channels, you can qualify for a title loan with Presto.



Workers Compensation Payments

Finally, you can receive a car title loan without income if you have been injured on the job. These payments serve as proof of income because these funds are a wage provided by your company during the time you would normally have received a regular paycheck.

Get Approved with Presto Title Loans Today!

As you can see, it is possible to get a title loan from Presto even when you don’t have a job with a regular paycheck. Just because you do not have a “typical” job doesn’t mean you are automatically excluded from getting an auto title loan. Get approved with Presto Title Loans today! Simply follow the link and complete our online loan application. We will review it and one of our Customer Service Specialists will promptly respond to you.

Get Approved

How to Get a Title Loan with No Income

Wondering how to get a title loan without a paystub? The process is simpler than you might think. Here’s what you need to know:
1. Own a Vehicle with a Clear Title
The key requirement for a car title loan is owning a vehicle with a clear title, meaning no existing liens or loans against it. The value of your car and picking an affordable payment helps determine how much you can borrow. The higher the value of your vehicle, the more financing you may be able to receive.

Traditional lenders often require proof of income, like pay stubs or bank statements. Presto doesn’t require a traditional job with pay stubs. We understand that income can come from various sources, such as:

  • Self-employment
  • Unemployment benefits
  • Disability payments
  • Retirement income
  • Freelance or gig work

While your income isn’t the primary focus, you’ll still need to meet some basic criteria:

  • Be a minimum of 18 years old
  • Free and clear motor vehicle
  • Government-issued photo ID
  • Vehicle registration or certificate of title
Applying for a title loan with no job is fast and straightforward. You can complete the application process online or in-store. Once approved, you can have cash in hand the same day. This can be a helpful financial solution for emergencies like medical bills, rent, or car repairs.

Benefits of Getting a Title Loan with No Income

Title Loans offer several benefits, making them an ideal solution for people in need of quick cash. Here are some advantages:

Fast Approval

Get approved in as little as 15 minutes.  
At Presto, we focus on your car’s value, not your source of income.

Fast Cash

Get funded in as little as 30 minutes. 
We can issue you a check in person or instantly fund your bank account.
Bad or No Credit? No Problem.
We accept customers with all types of credit.  We do not evaluate your creditworthiness based on your credit score.
Keep Driving Your Vehicle
 With a Title Loan from Presto, you can borrow money against your vehicle and keep driving it.
Flexible Loan Amounts
Borrow from as little as $200 to as much as $100,000, depending on your vehicle’s value and what you can afford.

Simple Requirements

All you need is a paid-for motor vehicle, photo ID, and your registration or title.  

What Our Customers are Saying

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FAQs About Title Loans with No Income

Can I Get a Title Loan with Bad Credit and No Job?
Yes! Since title loans are secured by your vehicle, your credit score isn’t a major factor. Bad credit, no credit, or no job won’t automatically disqualify you.

The loan amount depends on your car’s value. We typically offer a percentage of the vehicle’s equity, which could range from a few hundred to several thousand dollars.

Flexible Options to Manage Your Account and Make Payments

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