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Get a Title Loan Without Insurance

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  • Up to 50%
    Lower Rates
  • 40% Lower
    Payments
  • Bad Credit?
    No Problem
  • Loans from
    $200-$100,000

Get a Title Loan Without Insurance

Can I get an auto title loan if I don’t have car insurance?

Are you concerned that you will be turned down for a Title Loan because you don’t have car insurance? Just because you don’t have insurance, that doesn’t mean you can’t get approved for a Title Loan. At Presto Title Loans, we use the equity of your vehicle to assess your loan amount. For loans under $10,000, it is okay if you don’t have insurance, Presto Title Loans is here to help by giving you a Title Loan without insurance! That’s right, having no insurance is not a problem for Title Loans under $10,000.

Our goal at Presto Title Loans is to help individuals who need a fast easy cash loan. We offer loans on all kinds of vehicles, including cars, trucks, RVs, SUVs, Semi-trucks, motorcycles, ATVs and more! We have store locations throughout the Phoenix metro area which means that getting a Title Loan from us is not only fast, but it’s also convenient.

Title Loan Process

Getting a Title with Presto is FAST and SIMPLE! 

All you need to have is a paid for motor vehicle, photo ID, and your vehicle registration or certificate of title.  
Just follow the FIVE SIMPLE STEPS below:

1. Get Started Online or In-Store
Fill out a quick application online or visit one of our convenient store locations.
Bring your vehicle to us for a quick inspection. We’ll determine its value based on factors like make, model, year, and condition.
Our fast loan process is easy and approval takes as little as 15 minutes.
Sign your loan documents and walk away with a check or have the money instantly deposited into your bank account.

With Presto’s low Title Loan rates, your monthly payments will be less than other title lenders which means your loan will be paid off faster and you will save thousands of dollars.

What Types of Motor Vehicles Qualify for Title Loans?

Title Loans aren’t just limited to cars. If you own any of the following vehicles with a clear title, you may be eligible for a loan:

  • Car Title Loans
  • Truck Title Loans
  • SUV Title Loans
  • Motorcycle Title Loans
  • RV Title Loans
  • Semi-Truck Title Loans
  • ATV Title Loans
  • Commercial Vehicles

No matter what type of vehicle you own, you can turn it into immediate cash by simply bringing your vehicle, photo ID, and registration or title to any of our Presto Title Loan locations.

Advantages of Title Loans

Title Loans offer several benefits, making them an ideal solution for individuals in need of quick cash. Here are some advantages:

  • Fast Approval: Get approved in as little as 15 minutes.
  • Bad Credit or No Credit Not a Problem: We accept customers with all types of credit.
  • Keep Driving Your Vehicle: You keep full use of your car during the loan term.
  • Flexible Loan Amounts: Borrow from as little as $200 to as much as $100,000, depending on your vehicle’s value and what you can afford.
  • Simple Requirements: All you need is a paid-for motor vehicle, photo ID and your registration or title.


Why Choose Presto For Your Title Loan?

Up to 50% Lower Rates

40% Lower Payments

Pay Your Loan Off Faster

Bad Credit? No Problem!

Loans from $200-$100,000

Credit Reporting to Help 
Build Your Credit

What Our Customers are Saying

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Title Loan Frequently Asked Questions

Can I get a Title Loan if my title has multiple owners?
Yes, but all owners might have to sign the certificate of title depending upon how the owner are listed.
If you owe money on your vehicle, we may be able to refinance your current loan with a Title Loan Buy Out from Presto.
Approval will depend on the terms of your bankruptcy.
Yes, if you have another vehicle in your name.
No, leased vehicles are not eligible for Title Loans.
Yes, salvage titles still qualify, but the amount of the loan is still subject to the inspection of your vehicle.
Yes, we offer loans on all these vehicles, but terms and conditions may vary.
No, we must either see the vehicle either in person at a Presto store location, at one of our statewide Express locations or in special situations online through photos submitted digitally.
Yes, if the other vehicle qualifies for the amount you owe on your current loan.
Yes, subject to going through the application and approval process.
You are responsible for providing us with your new address and any change in your contact information.
Yes, if each vehicle has a free and clear title.

Flexible Options to Manage Your Account and Make Payments on Your Car Title Loan

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