Title Loan Buyouts

Stuck in a High Interest Rate Loan with Another Lender? Refinance with Presto for a Lower Rate and Lower Payments.

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What is a Title Loan Buyout?

A Title Loan Buyout is a way to escape the high costs of a loan you have with another lender. When you refinance your loan with Presto you will enjoy a reduced interest rate and much lower monthly payments. The process is simple: apply and get approved with Presto, sign your loan documents, provide us with information on your current loan, and we pay it off.

Simply call, click, or come into any of our convenient locations and let us show you how much you can save by refinancing your loan with Presto.

Loan Calculator

6 months 48 months
Presto Title Loans
Other Lenders
Monthly Payment
$136
$233
APR %
89.409%
179.874%
Total Payments
$3,264
$5,592
You Saved $1,324
Apply Now
The loan terms above assume substantially equal monthly payments. Individual loan terms may vary based upon repayment schedule and month of loan origination. Loan saving comparisons are calculated based on "Other Lenders" that charge the applicable maximum finance rate authorized by ARS 44-291(G).

30% - 50% Lower

Presto’s rates are the lowest in Arizona regardless of your credit score. When you need a fast and easy loan, why choose anyone but Presto?

40% Lower Payments

Lower Rates = Lower Payments. Your payments are on average 40% LESS than other Lenders.

Faster Payoff

More of your monthly payment goes towards reducing your balance. Your loan gets paid off FASTER saving you thousands!

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Title Loan Buyout FAQ

What is a Title Loan Buyout?

A Title Loan Buyout allows you to refinance your existing title loan at a lower interest rate with better repayment terms.

If you have a Title Loan with another lender, you may qualify for a buyout with lower rates and payments.
You apply and get approved for a new loan with better terms at Presto. We then issue your new loan and pay off your current lender.
There are no fees of any kind.

Yes, we focus on the value of your vehicle and welcome all types of credit.

Your previous Title Loan will be paid off in full by Presto, and you will begin making payments on your new loan.

For details about Presto Title Loans great interest rates, repayment terms, and more give us a call at (602)-277-2000.

Repaying your Title Loan with Presto is simple and flexible. Once approved, you will receive all the necessary details about repayment options, repayment schedule, and available payment methods.

Yes, Presto allows early loan repayment without any prepayment penalties. This means you can pay off your loan ahead of schedule without any additional charges.

If you think you might miss a payment, it is important to contact Presto as soon as possible to discuss your situation. We may be able to offer payment arrangements to help keep you on track.

Disclaimer: Interest rate and payment comparisons are based on the maximum legal rates in Arizona.

Flexible Options to Manage Your Account and Make Payments

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