Loan to Buy a Car

Need financing to buy a used car or truck?

We can help. Loans up to $20,000.

How It Works

Step 1: Complete An Application

You can start your Loan to Buy a Car online, by phone, or in person at any of our convenient loan centers. Simply fill out the form above to get started now!

Step 2: Get Your Pre-Approval

Once we process your application, we give you a Pre-Approval letter which tells you what price car or truck you can shop for, and shows sellers that you are ready to buy.

Step 3: Go Shopping

Simply find a used car or truck that you want to buy from either a car dealership or private party, and we will provide the financing.

Step 4: Enjoy Your New Ride

Complete your loan documents and drive away in your new vehicle!

Why Choose Presto For Your Loan?

Presto has been providing fast, easy loans for more than 25 years.
Even if you have bad credit or no credit, you can get a loan to buy a car from Presto.
Visit any of our convenient locations, open 6 days a week.
Presto is accredited with the Arizona Better Business Bureau with an A+ rating.

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Loan to Buy a Car FAQs

In what Arizona cities and towns are Loans to Buy a Car available?

If you live anywhere in Arizona, you can qualify for a Loan to Buy a Car. While many of our customers live in the cities of Tucson and Phoenix, we also serve many smaller communities such as:

Anthem, Apache Junction, Arizona City, Avondale, Avra Valley, Benson, Bisbee, Buckeye, Bullhead City, Camp Verde, Casa Grande, Casas Adobes, Catalina, Catalina Foothills, Cave Creek, Chandler, Chino Valley, Citrus Park, Clarkdale, Coolidge, Corona de Tucson, Cottonwood, Doney Park, Douglas, Drexel Heights, Eagar, El Mirage, Eloy, Flagstaff, Florence, Flowing Wells, Fort Mohave, Fortuna Foothills, Fountain Hills, Gilbert, Glendale, Globe, Gold Canyon, Goodyear, Golden Valley, Green Valley, Guadalupe, Holbrook, Kayenta, Kingman, Lake Havasu City, Litchfield Park, Mammoth, Marana, Maricopa, Mesa, New Kingman-Butler, New River, Nogales, Oro Valley, Page, Paradise Valley, Patagonia, Payson, Peoria, Picture Rocks, Pima, Pinetop-Lakeside, Prescott, Prescott Valley, Quartzsite, Queen Creek, Rio Rico, Rincon Valley, Saddlebrook, Safford, Sahuarita, San Luis, San Tan Valley, Scottsdale, Sedona, Sierra Vista, Sierra Vista SE, Show Low, Snowflake, Somerton, Springerville, St. Johns, Sun City, Sun City West, Sun Lakes, Superior, Surprise, Tanque Verde, Taylor, Tempe, Thatcher, Three Points, Tolleson, Tucson Estates, Tucson Mountains, Tuba City, Vail, Valencia West, Verde Village, Village of Oak Creek, Wickenburg, Williams, Williamson, Winslow, Youngtown, Yuma.

What is a Loan to Buy a Car?

A Loan to Buy a Car from Presto is a fast, easy method of securing funds to help you purchase a vehicle. Simply find a used car or truck that you want to buy from a car dealership or private party, and we will provide the financing.

What is the minimum and maximum Loan to Buy a Car amount?

We offer loans up to $20,000 to help you buy the car or truck of your choice.

Are there any year or mileage limits on the vehicle?

No year or mileage limits apply.

What if I have poor credit?

Even if you have poor credit or no credit you can qualify for a Loan to Buy a Car with Presto.

What is a pre-approved loan?

A pre-approved car loan is a conditional commitment from a lender that indicates how much you can borrow for a vehicle. It means that Presto has reviewed your financial information and provided you with a loan amount before you shop, which enhances your negotiating power.

How long does it take to get pre-approval on a loan?

Pre-approval can take as little as 30 minutes.

How does the seller of the vehicle I want to buy get paid?

The seller can choose either payment by check or by ACH directly to their bank account.

How does a down payment affect the loan?

A larger down payment lowers your monthly payment and reduces the total interest paid over time.

Do I need full coverage insurance?

We require full coverage insurance on loans over $5,000.

If I decide to pay my car loan off early, is there a prepayment penalty?

No, there is no prepayment penalty.

Can I buy a car or truck from a private seller?

Yes! You can buy from either a private individual or a car dealership.

Can I buy a vehicle from a car dealership?

Absolutely! You can buy from either a car dealership or a private individual.

Is it better that I buy from a dealer or a private seller?

If you buy from a private individual, you don’t have to pay sales tax and you avoid dealer fees.

Will you help negotiate the price of the vehicle I want to buy?

We can assist you with determining the fair market value of the vehicle you want to buy.

Is submitting my information online secure?

Sí, Presto da prioridad a la seguridad de su información personal. Aplicamos medidas avanzadas de cifrado, incluida la seguridad de la capa de transporte (TLS) de 256 bits, para garantizar la protección de sus datos durante todo el proceso de préstamo en línea.